As technology continues to advance, so do the methods criminals use to target individuals and families. Fraud has become increasingly sophisticated, and scams are no longer limited to obvious emails or phone calls. Today’s fraud attempts often appear legitimate, using familiar names, realistic messages, and urgent requests designed to catch people off guard.
We want to share some common forms of fraud and a few steps you can take to help protect yourself and your financial information.
Common types of fraud to watch for:
1. Phishing emails and text messages
Fraudsters may send messages that appear to come from your bank, a government agency, a company you do business with, or even someone you know. These messages often ask you to click a link, verify information, reset a password, or provide personal details.
2. Impersonation scams
Scammers frequently pretend to be trusted individuals or organizations, including financial institutions, the IRS, Social Security, law enforcement, or technology companies. They may create a sense of urgency by claiming there is a problem that requires immediate action.
3. Investment and financial scams
Fraudulent investment opportunities are becoming more common, especially those promising guaranteed returns, limited-time opportunities, or exclusive access. Remember: if an investment opportunity sounds too good to be true, it deserves careful review.
4. Identity theft
Criminals may attempt to obtain Social Security numbers, account information, passwords, or other personal data to open accounts, access funds, or commit fraud in your name.
5. Artificial intelligence (AI) scams
New technology allows criminals to create convincing emails, phone calls, and even voice or video impersonations. Do not assume a message or phone call is legitimate simply because it appears or sounds familiar.
Steps you can take to protect yourself:
Never provide passwords, account numbers, Social Security numbers, or security codes in response to an unsolicited request.
Avoid clicking links or opening attachments from unexpected messages.
Verify requests for money or sensitive information by contacting the person or organization directly using a trusted phone number.
Use strong, unique passwords and enable multi-factor authentication whenever possible.
Monitor your financial accounts and credit reports regularly.
Be cautious with urgent requests that pressure you to act immediately.
If you ever receive a communication that appears to come from our office and you are unsure whether it is legitimate, please contact us directly before taking any action.
Protecting your financial security requires awareness and caution. By staying informed and taking a few simple precautions, you can greatly reduce your risk of becoming a victim of fraud.
Please feel free to reach out if you have questions or would like additional resources on protecting your personal and financial information.
Additional Information can be found at: https://www.gicu.org/resources/learning-center/fraud-security/tax-scams-to-watch-for-in-2026-irs-texts-refund-fraud-and-phishing-emails/